We are big enough to help you with financial products and services that help you succeed, and small enough to care about why personal service and community support still matters.
We’re better together
You're not alone. We'll work together with you to enable financial success. As a Members Choice member, you'll benefit from typically lower loan rates and more favorable terms than the big banks and we'll help guide you through every step.
A better way to manage your money
Credit unions are not like other types of financial institutions. We may offer similar products and services, but the way we operate provides better benefits to you. Nothing gets in the way of our service to our members, we exist for your benefit.
- Building a personal relationship to help you succeed financially.
- Better rates and lower (or in many cases, no) fees
- Since we are a not-for-profit, our profits go back to providing you the best services and rates possible.
Members Choice is federally insured by the National Credit Union Administration (NCUA).
Members Choice cares about you and your community
Since we're a member-owned financial collaborative, each member has a voice in helping shape what we do to serve them and the community. We're passionate about supporting our Katy, West Houston, and Cy-Fair communities and have volunteered or assisted over 30 local organizations — and the list keeps growing!
The Perks of a Members Choice Membership
There's a reason we say members instead of customers. It's because our relationship isn't a transactional one—we exist to provide the best possible financial solutions for our members.
Your money where you want it
With our easy-to-use online and mobile banking tools, control your money wherever you are. You can also use Zelle® to send and receive money to people you know and trust.
Exclusive Member Offers
Get info on discounts and promotional rates that are perks for being a member.
Neighborhood Branches
Each branch is equipped with knowledgeable people to help you with all of your lending and savings needs.
ATMs at your convenience
Whether in your hometown or out on a trip, with our Allpoint ATM network, you have access to over 55,000 surcharge-free ATMs worldwide.
Membership is a Family Affair
Membership is open to anyone who lives, works, worships, attends a school, or owns a business in Harris, Brazoria, Montgomery, or Fort Bend County. Plus, we have select employer groups and organizations for membership eligibility even outside of that area.
Looking to join as a business?
Talk to your leadership team or human resources representative about providing Members Choice as an employee benefit. There is no cost to add your organization to our field of membership. For information on offering credit union membership to your employees, contact us and request to become a partner company.
Business Account Solutions
Once you open your business account, our local team of advisors will make sure to provide the right services to help grow your business.
Join Today - Better Banking with Zelle®
Open a checking account with us and start enjoying the convenience of Zelle®! Experience the future of banking with instant, secure, and fee-free transactions. 1
Disclosures
If not currently a Members Choice member, a $5 deposit is needed to establish membership. All memberships are subject to approval including credit approval.
1 Personal U.S. checking account required to use Zelle®. Transactions between enrolled users typically occur in minutes. Not available on Members Choice business checking accounts. MCCU does not charge any fees for sending money using Zelle. However, your mobile carrier's message and data rates may apply as well as other fees related to your account (e.g., Choice Pay Overdraft Protection, Stop Payment, NSF Fees, etc.).
Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.