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Savings, Money Markets and CDs

Let’s go, you goal-getter!

Are you saving up for big dreams like buying your first home, the kids starting college, or retiring in style? Or you’re planning a little splurge like a dream vacation, pet adoption, home redecorating, or some holiday gifts, we’re here to help you use your money as a tool to reach all those goals that make life awesome. No matter what life throws your way, we’ve got you covered with savings accounts that actually pay you!
 

Goals? We’ve got accounts for that.

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Savings Account

Just $5 gets you in and starts your membership with us—easy peasy! You’ll start saving right away.
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Certificate of Deposit (CDs)

Hit your savings goals with high-yield, guaranteed rates. Terms from 6 months to 60 months.
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Classic Money Market

You’ll have access to your money just like a traditional savings account, but you’ll be earning more, much faster. 
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Maximum Money Market™

This account offers a high-yield variable Annual Percentage Yield (APY) that performs with current prime rates so that you always receive our best dividend rate. 

Retirement Savings (IRAs) & IRA CDs

By saving into an IRA on top of your 401(k), you can grow your retirement savings more and make your future even better! Members Choice offers both Traditional IRA and Roth IRA options. 


Savings Accounts At-a-Glance



 Savings Certificate of Deposit (CD) Classic Money Market Maximum Money Market IRA Savings Account
Minimum Balance $5 $500 $2000 $0 $100
Monthly Fees $0 $0 $0
(if minimum balance is met)		 $0 $0

Electronic Withdrawal Limits Unlimited
 No withdrawals during the term Unlimited
 Unlimited Withdrawals allowed any time (check with your tax advisor)
Special Features Your gateway to membership, and access to benefits Guaranteed returns with multiple term choices Competitive fixed dividend rates; easy access to cash High-yield variable dividend rates; easy access to cash Competitive dividend rates; includes IRA CD options

Savings Details CD Details Classic Money Market Details Maximum Money Market Details IRA Savings Details

Benefits for every member

  • All the benefits of a Members Choice Credit Union membership
  • No monthly or quarterly service charges on active savings accounts
  • Unlimited deposits and withdrawals1
  • Competitive dividends paid monthly
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See What Our Members are Saying!

Always friendly and helpful. I use many of their services from Checking, Mortgage to safe deposit box. Mobile app is full of features.
-Rhett S.

See What Our Members are Saying!

I recently opened a new account with Members Choice and was very impressed with the service from start to finish. A lot of places that deliver service don't do A-Z very well. The staff greeted me with a smile also answered all of my questions: which gave me the assurance that I was making the right choice doing business with them. Also they have very good options with less fees then other credit unions.
-Zodiak F.

Disclosures

*APY=Annual Percentage Yield.
 
If not currently a Members Choice member, a $5 deposit is needed to establish membership. All memberships are subject to approval including credit approval.
 
1 Certificates of Deposit (CDs): On certificates of deposit, a penalty may be imposed for early withdrawal. After you start the account, you may not make additional deposits to this Certificate Account. View more CD disclosure details.