Stop chasing and starting earning high-yields, the easy way.
Limited Time 6-Mo Promo Rate |
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4.00% Annual Percentage Yield (APY)*6-Month Promotional Rate
on entire balance3
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Get high-yield savings and control your cash—add or take out anytime!
FOR A LIMITED TIME, EARN UP TO 4.00% APY*
on your entire balance when you open with $50,000 or more.3
Get these high-yield interest rates
Maximum Money Market™ account benefits
- Always get the preferred savings rate – High-yield, variable dividend rates
- Never pay monthly fees – No monthly maintenance fees, and no minimum balance requirement
- Keep flexible access to your funds – No excessive withdrawal fees
- Safe and secure savings – Funds are insured by the NCUA up to $250,000
- Special Money Market checks available
Compare Money Market Accounts
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Requirements
- Available to all new and existing memberships—personal, business and fiduciary
- No direct deposit requirement
- No minimum balance requirement
- Limit of one account per membership
Disclosures
*Annual Percentage Yield (APY) is accurate as of January 8, 2025. Rates may change at any time without notice, before or after the account is opened. Fees could reduce earnings on the account. Minimum opening balance is $0. Minimum to earn dividends is $0.01. View complete list of deposit disclosures and Fee Schedule.
1 Classic Money Market Dividend Rates:The Fixed Dividend Rate and Annual Percentage Yield for the balance tier may change at any time without prior notice. Classic Money Market accounts are Tiered Rate Accounts. If the balance in the account falls within the range for a particular tier, the specified Dividend Rate for that tier will apply to the entire balance in the account. The annual percentage yields, which vary depending on the balance in the account, are shown for each tier. View complete list of balance tiers.
2 Maximum Money Market Dividend Rates: The Dividend Rate and Annual Percentage Yield for the lowest balance tier can change as determined by the Board of Directors. The Dividend Rate, Annual Percentage Yield, and Margin, for the other balance tiers will be adjusted at the sole discretion of the Credit Union on the first of the month following a change to the index, Wall Street Journal Prime (WSJP). The Dividend Rate will equal the Prime Rate as published in The Wall Street Journal, less the margin amount in the table of rates. Rate tiers, with the exception of the first tier, will have a floor rate of no less than 0.50% Annual Percentage Rate. Maximum MMAs, Classic MMAs, and Savings accounts are Tiered Rate Accounts. If the balance in the account falls within the range for a particular tier, the specified Dividend Rate for that tier will apply to the entire balance in the account. WSJP 7.50% -Current WSJP effective as of December 20, 2024. Variable dividend rate is adjusted on the first day of each month following a change in the index. The annual percentage yields, which vary depending on the balance in the account, are shown for each tier.
If not currently a Members Choice member, a $5 deposit is needed to establish membership. All memberships are subject to approval including credit approval.