Get the most out of your new Members Choice Credit Card
Your new Members Choice Visa credit card is a smart way to manage your finances through careful budgeting and reduce your expenses through balance transfer.
Here are the next steps to set up your new credit card:
Activate your new credit card at 800.631.3197
Get to your money anytime for all your everyday purchases.
Set up your online banking account
Access your credit cards and budgeting and alerts with zero stress.
Download Members Choice App
See your money and manage your accounts no matter where you go.
Set up your mobile wallet
Make easy payments at the coffee shop, grocery store, or wherever you're headed.
Transfer high interest balances at 866.570.1975
A balance transfer can save you money by moving your debt to a lower-interest card.
Set up direct deposit
Have your paycheck land in your account and get paid before the weekend hits!
Activate Visa one-click payments
Skip guest checkout, bypass form fields, and forget passwords when you shop online.
Get your free credit card guide
Grab our complete guide to learn everything you need to know about owning a credit card like a pro.
Get your hands on free articles, calculators, and virtual coaches to help you brush up on your money skills.
Track your new card with Credit Card Services
The Members Choice "My Credit Card" tool can help you keep track of your new credit card transactions, statements and rewards, as well as see analytics on spending habits.
To access, have your card available and follow these steps:
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In the accounts menu, click on “My Credit Cards” |
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If you are a first-time user you will need to register your card
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Authenticate your registration
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Yay! Your credit card account is now set up. |
Transfer high interest balances
Balance transfers have a 0% introductory APR* for the first 12 months.
Use this time to consolidate debt and get yourself further down the path of financial success. To request to transfer other, high interest credit card balances, call Visa Cardmember Services at 866-570-1975
Set up your online banking account
Activate your online account access by following these easy steps:
- Have your account number ready and go to https://secure.mccu.com/Registration
- Your account number is located in the upper left corner of the first page of the Member Service Agreement you received when you opened your new account.
- Click on “Register as an individual”
- Review and Agree to the Online Banking Access terms and click Continue
- You can also print these terms by clicking on the print icon
- Confirm your identity by supplying your Account Number, your social security (or tax ID number), your date of birth, email address and zip code.
- You will be prompted to create security questions.
- Congratulations, you are managing your finances online! Now you can:
- Pay bills online
- Set up a budget
- Transfer money
- Monitor accounts
- Deposit checks
- Quickly add shares and/or loan products
- Customize your account names to fit your needs
Online banking - Enroll to get started
For questions:
Download Members Choice App
The Members Choice mobile app features:
- Mobile push notifications and alerts
- Fingerprint/Touch ID authentication
- Mobile check deposit
- Mobile Wallet for Apple Pay, Google Pay and more
- Block/Unblock your debit card
Activate your mobile access by following these easy steps:
- Download the Members Choice Credit Union app in the App Store or Google Play
Apple Users
Search the app store for Members Choice Credit Union, select and download. You will be prompted to create security questions. In the app store, there is also a version of the app available for Apple Watch so you can quickly check available balances anytime.
Android users
Search the Google Play Store for Members Choice Credit Union, select and down - You will be prompted to create security questions.
- Enter the same username and password from online banking and continue through the enrollment process
Now you're set up to manage your account anytime, anywhere!
Set up your mobile wallet
Fast and convenient, it’s the easy way to pay with your smartphone
Your digital wallet is available in:
- Apple Pay using compatible Apple devices
- Google Pay using compatible Android devices
- Samsung Pay using compatible Samsung devices
- Microsoft Wallet using compatible Windows phones
- Garmin Pay using compatible Garmin devices
Visa Mobile Wallet is:
- Convenient — experience all the benefits of Visa on your mobile phone or device.
- Secure — your transactions are always backed by the security of Visa. When you use Visa on your digital devices, Visa Token Service helps you build and maintain your digital payment experiences while protecting your sensitive information from fraud with a unique digital identifier — a “token”.
- Accepted — look for the Contactless Symbol at checkout.
Three simple steps for adding and using your Members Choice Debit Mastercard® mobile wallet.
- Add your Debit Mastercard to your payment-enabled mobile phone or device
- Look for the Contactless Symbol on the terminal at checkout
- Hold your phone or device over the symbol to pay
Set up direct deposit
Set up direct deposit to your checking/savings account for a reliable and convenient way to get paid.
Direct deposit of your payroll, social security or other regular payment can be an effective way to help you budget and protect against identity theft, even while you are away.
EZSwitch Direct Deposit
This is the fast and easy way to setup direct deposit right from your online or mobile banking. Plus, you don't need to reach out to your payor or HR department. Sets up in minutes!
Direct Deposit from your employer
Contact your payor and request to have your payroll check automatically deposited into your Checking/Savings account. Use your member account number to complete the process. Your employer may request this information to set up direct deposit for your regular payroll check:
- Credit Union Name: Members Choice Credit Union – Houston, TX
- Type of account: (checking or savings)
- Routing / ABA number: 313083196
- Account number: Your checking or savings account number - access by logging in to online banking. Here are the steps to find that number:
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- Go to mccu.com
- Enter your username and password in Account Logins, then click Login
- Once you are in online banking, select the Accounts widget
- Select the checking or savings account you would like to use
- Select Account Details, then locate the full MICR Account Number (13 digits)
Use MyPay if your direct deposit originates from:
- Active Duty Military Service Pay
- Reserve Military Pay
- Military Retirement Pay
- Department of Defenses (DoD) Pay
- Defense Finance and Accounting Services Pay
Use Standard Form 1199A or Go Direct if your direct deposit originates from the United States Treasury for:
What is Good Money Habits?
Our free financial resource center is filled with easy-to-understand articles, learning modules, and calculators for every age and life stage. The material covers everything from saving and budgeting to buying a home, and even resources for kids. Did we mention that it’s free to sign up?