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Seasonal Loans

Need up to $5K for this time of year? Whatever's on your to-do list, an easy seasonal loan can help you crush it.

Rates as low as 8.99% APR* for 12 months


Whether you're planning a getaway, need to cover holiday expenses, or want to tackle a passion project, an easy $1,000 to $5,000 Vacation or Holiday Personal Loan is here to help. It's super easy to get, so you can grab the cash for those smaller surprises that pop up without any stress.

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Quick and easy application

Your online application can be completed within 15 minutes, and you'll have the decision you need within 24 hours.**
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Easy low-interest rates

Handle everything with one fixed monthly payment over 12 months at rates lower than many other loan options.

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No extra fees

With no hidden fees and no application fee, save your money for what you need most.

Get the extra money you need now with our Holiday or Vacation Personal Loan 

Whether you're planning for the holidays, dreaming of that perfect getaway, eyeing a special purchase, or dealing with those surprise expenses that life throws at you, this loan has you covered. Think of things like last-minute gifts and home upgrades to booking that much-needed vacation or handling an unexpected car repair, our Holiday or Vacation Personal Loan can make your life a little easier. No stress—just a quick, unsecured loan to help you enjoy the moments that matter without worrying about the cost and racking up debt on your credit card.

Additional loan benefits:

  • A fixed, low-interest rate: As a Members Choice member, your rate can be as low as 8.99% APR with a 12 month term.*
  • Get your funds fast: If you're looking for funds anywhere between $1,000 and $5,000, you’ll have the decision you need in 24 hours.**
  • No hidden fees: No application fees or out-of-pocket costs. A straight-forward 12-month term with no prepayment penalties.


Start off with an estimated rate quote – No credit pull required

Fill out the short form below to hear from a Loan Officer within the next business day.

Ready to get your personal loan started?

Our local team of loan officers can work with you to find the best options for your personal loan.

Apply Online

Call us at 281.754.1470 to ask questions or start a loan application by phone.

Apply in a Branch

To apply in branch, visit a branch near you.

Need another option? Get all of your expenses covered with a low-rate, no annual fee, credit card.

Whether you need some money for a family trip or to cover any unexpected expenses, you won’t have to worry about high interest rates or fees with a Choice Rate Visa credit card.

  • 0% intro APR1 on purchases for the first 6 months
  • No Annual Fee
  • Use it how you need it—A family vacation or staycation, unexpected expenses, home repairs or whatever it is that you need right now.

Learn More About Choice Rate Visa












Disclosures

If not currently a Members Choice member, a $5 deposit is needed to establish membership. All memberships are subject to approval including credit approval. 
 
*APR=Annual Percentage Rate. No other discounts apply.
**24 hours is based on normal business hours. If application is received during business hours. Weekend applications get processed the following business day. Some variances may occur.
 

1Introductory rate of 0% for 6 months on purchases and an introductory rate of 0% for 12 months on balance transfers from the date of account opening. After introductory period ends, the APR will be 11.50% up to 18.00% based on your creditworthiness, when you open your account. This APR will vary with the market based on the Prime Rate. Balance transfer must be initiated within the first 180 days of account opening in order to qualify for introductory rate. A balance transfer could take up to six weeks to appear on your new card, depending on your previous card issuer. Check your accounts to track progress, and make sure you continue to make at least the minimum payment on the card you transferred the balance from on time to avoid late fees. 3% Balance Transfer Fee.